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    August 30, 2019
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Smart financial advice from local experts.. Dollars & Fense Four Frugal Ways to Save On School Supplies School is back! While you're working on gathering those school supplies, be sure you aren't overspending on some of the essentials. We're here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you've accumulated over the years Search through your crayons and find the newest ones and make your own box. Then find the notebooks, scissors and pencil bag from the year before to add to the pile. Coupon It Coupons are everything! Find the best deals online by adding a store's app to your phone or simply search the web. Know when the best time to go shopping is for those supplies and grab your coupons. You can also bring your child along to teach them the value of saving and how those 2 for 1 deals work! Go Generic You don't need to buy the $2.50 folder when you can buy almost the same one that's a generic brand for $0.49. Knowing what items don't need to be splurged on can save you some cash here and there- and quickly build up if you have more than one kid Follow Stores Online Following stores online and subscribing to their email list may let you get ahead of the game. Stores sometimes have flash sales or extra coupons on their social platforms for devoted cus tomers, so scoping it out won't hurt! If you plan to bargain-hunt this year, monitor your favorite stores' Twitter and Facebook feeds to find deals You can follow these stores and websites on Twitter, for exam- ple: Amazon Deals: Gamazondeals Coupons.com: @Coupons Staples: @Staples Office Max: OfficeMax TJ Maxx: @tjmaxx Marshalls: Gmarshalls Best Buy: 0BestBuy Target: Target Kohl's: eKohls RetailMeNot: RetailMeNot We hope these simple solutions allow you to save a little here and there. Those small savings add up in a hurry, so take saving for school supplies seriously! Then, put those savings into a Gal- axies Unlimited Kids Club account for your child with Farmers & Merchants Bank & Trust, so they can use it for college later Contact us at any of the branches listed below or visit www. fmmarinette.com/galaxies to get started today lARMERS & IERCHANTS BANK &TRUST DIC Membun Downtown Marinette 1644 Ludington St. 715.735-6617 Marinette Branch 2811 Roosevelt Rd. Crivite Branch 114S. Hwy 14 715-854-7445 715-732-4411 www.fmmarinette.com Smart financial advice from local experts.. Dollars & Fense Four Frugal Ways to Save On School Supplies School is back! While you're working on gathering those school supplies, be sure you aren't overspending on some of the essentials. We're here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you've accumulated over the years Search through your crayons and find the newest ones and make your own box. Then find the notebooks, scissors and pencil bag from the year before to add to the pile. Coupon It Coupons are everything! Find the best deals online by adding a store's app to your phone or simply search the web. Know when the best time to go shopping is for those supplies and grab your coupons. You can also bring your child along to teach them the value of saving and how those 2 for 1 deals work! Go Generic You don't need to buy the $2.50 folder when you can buy almost the same one that's a generic brand for $0.49. Knowing what items don't need to be splurged on can save you some cash here and there- and quickly build up if you have more than one kid Follow Stores Online Following stores online and subscribing to their email list may let you get ahead of the game. Stores sometimes have flash sales or extra coupons on their social platforms for devoted cus tomers, so scoping it out won't hurt! If you plan to bargain-hunt this year, monitor your favorite stores' Twitter and Facebook feeds to find deals You can follow these stores and websites on Twitter, for exam- ple: Amazon Deals: Gamazondeals Coupons.com: @Coupons Staples: @Staples Office Max: OfficeMax TJ Maxx: @tjmaxx Marshalls: Gmarshalls Best Buy: 0BestBuy Target: Target Kohl's: eKohls RetailMeNot: RetailMeNot We hope these simple solutions allow you to save a little here and there. Those small savings add up in a hurry, so take saving for school supplies seriously! Then, put those savings into a Gal- axies Unlimited Kids Club account for your child with Farmers & Merchants Bank & Trust, so they can use it for college later Contact us at any of the branches listed below or visit www. fmmarinette.com/galaxies to get started today lARMERS & IERCHANTS BANK &TRUST DIC Membun Downtown Marinette 1644 Ludington St. 715.735-6617 Marinette Branch 2811 Roosevelt Rd. Crivite Branch 114S. Hwy 14 715-854-7445 715-732-4411 www.fmmarinette.com